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Group Term Life & Critical Illnesses

Help your employees and their family to pass through the hardest moment in their life when their lives and health are being ruthlessly taken away.

Image by National Cancer Institute

Flexible Coverage

Design your own employee benefits according to their role in your company.

No Medical Underwriting

There is no medical health declaration needed for a group as low as 11 headcounts.

Covering Pre-Existing

Group Term Life will be payable to all causes including Pre-Existing Illnesses after 12 months.

Easy CI Coverage Application

Group Critical Illnesses can cover the members with all the other illnesses by excluding only the Pre-Existing.

Direct Credit to Family

The payout can be directly credited to the member's family so they can have peace of mind if any unfortunate happens.

100% Tax Deductible

All premium paid is 100% tax deductible which is much more saving than individual payor.

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X-rays

Make sure your employees get the right diagnosis and treatment recommendation to avoid unnecessary medical procedure when they are in a dilemma of making decision. Give them the best recovery experience so they will return to the workforce with tripled fighting passion.

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